It’s the start of a new year and as usual the debt hang-over from the festive season is weighing heavily on thousands of people’s Credit Cards. The Christmas tradition of giving gifts gets a lot of people into financial trouble and when the Credit Card bill arrives in January we get our Christmas ‘report card’ showing how well (or not) we performed!

In this episode of Succeed With Money David and Carolyn look at ways to overcome the January Credit Card hang-over and cross that money stress item off your list forever.